Getting ready for Universal Credit
You must have a bank, building society, post office account or credit union account before you can apply for Universal Credit. If you do not have an account, the Money Advice Service website has advice about choosing a bank account.
Budgeting
Because Universal Credit is paid monthly, and your rent for example, may be paid weekly or fortnightly, you may need to change the way you budget your money. The links below provide more advice and guidance on how to plan out your budget.
- Free advice from Money Helper
- Universal Credit and budgeting
- Managing your money video
Help and advice
The following link can help you prepare for the change:
Personal budgeting support
Citizen Advice can help you if you need help to:
- set up a bank account
- manage your money and help you to budget
- budget and manage your money on a monthly basis